- Penury Kya Hota Hai?
- 1. Background aur Scheme ki History
- 2. Scheme ka Aim (Lakshya)
- 3. Eligibility Conditions (Kaun Patra Hai?)
- 4. Application Kaise Submit Karein?
- 5. Important Documents (Zaroori Kagazat)
- 6. Subsequent Assistance aur Renewal (Har Saal ki Prakriya)
- 7. Special Case: Death of ESM
- Frequently Asked Questions (FAQs)
- Conclusion
Jai Hind doston! Sainik Welfare News par aapka swagat hai. Aaj hum Kendriya Sainik Board (KSB) ki ek aisi scheme ke baare mein baat karenge jo hamare un veterans ke liye ummeed ki kiran hai jo arthik roop se kamzor hain. Is scheme ka naam hai—Financial Assistance for ESM in Penury.
Penury Kya Hota Hai?
Sabse pehle asaan bhasha mein samajhte hain ki “Penury” kya hai. Penury (ग़रीबी या कंगाली) ka matlab hota hai aisi sthiti jahan kisi vyakti ke paas apne rozmarra ke kharche uthane ke liye bilkul paisa na ho. Ye scheme khaskar un “Non-Pensioner” ESM ya unki widows ke liye banayi gayi hai jo bahut mushkil se apna gujara kar rahe hain.
1. Background aur Scheme ki History
Sarkaar ne samay-samay par is sahayata rakam ko badhaya hai taaki badhti mehngai mein veterans ko madad mil sake:
| S.No | Revision Year | Amount (Rakam) |
| (a) | 1981 | ₹100/- pm (2 saal ke liye, 65+ age par) |
| (b) | 2007 | ₹500/- pm (2 saal tak) + ₹30,000 One-time grant (70/75 age par) |
| (c) | Oct 2011 | ₹1,000/- per month (Lifetime ke liye) |
| (d) | 01 Apr 2017 | ₹4,000/- per month (Lifetime ke liye) |
| (e) | 01 Nov 2025 | ₹8,000/- per month (Lifetime ke liye) |
2. Scheme ka Aim (Lakshya)
Is scheme ka mukhya uddeshya un Destitute (बेसहारा) Non-Pensioner ESM aur unki widows ko arthik rahat dena hai jo Army mein Havildar rank ya uske barabar (Navy/Air Force) tak retired hain. Isme ab ₹8,000/- per month lifetime diya jata hai.
3. Eligibility Conditions (Kaun Patra Hai?)
Apply karne se pehle in sharton ko dhyan se padhein:
- Non-Pensioner Status: Applicant ek non-pensioner ESM ya unki widow honi chahiye.
- Rank: Rank Havildar ya usse niche (ya Navy/Air Force mein iske barabar) hona chahiye.
- Age Limit: ESM ki umr apply karne wale saal ki 1st April ko 65 saal se upar honi chahiye.
- Approval: Application ko respective ZSB aur RSB dwara recommend hona zaroori hai.
- Bank Account: Applicant ke paas ek active bank account hona chahiye.
4. Application Kaise Submit Karein?
- Online Mode: Application sirf KSB web portal par hi bhari jayegi.
- Timeline: Ise current Financial Year (FY) mein hi submit karna hoga (yaani 31 March se pehle).
- App Number: Online upload ke baad ek system-generated application number milega, ise sambhaal kar rakhein.
- Note: Purane saalon ki applications ko accept nahi kiya jayega (Time-barred/Lapsed).
5. Important Documents (Zaroori Kagazat)
System par in documents ki scanned copy upload karni hogi:
- Service Particulars/Discharge Book: Iske saare pages sequential order mein upload karein. Signature aur Stamp sirf ZSWO ka hona chahiye.
- Age Proof: Agar Discharge book mein DOB nahi hai.
- ESM/Widow Identity Card: Jo ZSB dwara jari kiya gaya ho.
- Bank Details: Passbook ka pehla page ya cancelled cheque (jispar A/c No, IFSC Code ho).
- Aadhaar Card: Copy of Aadhaar card.
- Penury Certificate (Annexure D1): Ise Sarpanch/Patwari ya BDO (Revenue Officials) dwara sign aur stamp karwana hoga.
6. Subsequent Assistance aur Renewal (Har Saal ki Prakriya)
Pehli baar grant milne ke baad, sahayata ko jari rakhne ke liye niche diye gaye steps follow karein:
- Penury Renewal: KSB portal par login karein aur ‘Penury Renewal’ apply karein.
- Life Certificate: Har saal 01 Dec se 31 Mar ke beech online “Life Certificate” (Annexure D2) submit karein.
- Signatures: Life Certificate par sirf ZSWO ke sign hone chahiye.
- Important: ESM ya widow ki death hone par ye sahayata apne aap band ho jayegi.
7. Special Case: Death of ESM
Agar kisi ESM ko ye sahayata mil rahi thi aur unki death ho jati hai, toh:
- Widow ko naye sire se “Penury Initial” apply karna hoga.
- Profile mein “Who are you” ko “Widow” update karein aur Date of Death bharein.
- Is case mein widows ke liye 65 saal ki age limit lagu nahi hogi.
Frequently Asked Questions (FAQs)
Q1. Kya main online ke bajaye offline apply kar sakta hoon?
Nahi, KSB ne ab saari prakriya online kar di hai. Aapko KSB portal par hi registration aur document upload karne honge.
Q2. Agar meri umr 64 saal hai, toh kya main apply kar sakta hoon?
Nahi, scheme ke mutabik 1st April ko aapki umr kam se kam 65 saal honi chahiye. Halanki, widows ke liye ESM ki death ke baad ye limit hat jati hai.
Q3. Kya ye paisa har mahine bank mein aata hai?
Haan, ek baar application approve hone ke baad ₹8,000 ki rakam lifetime ke liye direct aapke bank account mein credit ki jati hai.
Q4. Penury Certificate kis se sign karwana hota hai?
Aap ise apne Sarpanch, Patwari ya BDO se sign aur stamp karwa sakte hain (Annexure D1 format par).
Q5. Life Certificate kab submit karna hota hai?
Renewal ke liye Life Certificate har saal 01 December se 31 March ke beech submit karna anivarya hai.
Conclusion
Doston, ye scheme un veterans ke liye ek bada sahara hai jinki arthik sthiti theek nahi hai. Agar aap eligibility criteria meet karte hain, toh 31 March se pehle apna online application KSB portal par zarur submit karein.
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